Florida & New York Car Accident Lawyers: Get the Compensation You Deserve
Protecting Your Right to Compensation After an Auto Accident
Tourism and a population of nearly 1.4 million people create challenging road conditions in Florida & New York. Car accidents can happen anytime and can result in serious damages and injury. The reasons for these crashes run the gamut, from distracted driving to poor road conditions and many other factors outside of a victim’s control. Regardless of the cause of the accident, insurance may not cover your total costs. If you have been injured in a crash caused by no fault of your own, contact an experienced car accident lawyer today.
Steps to Take After an Auto Accident
In Florida, drivers who have been in a car accident should notify law enforcement when damage, injuries, or fatalities could be greater than $500. Law enforcement officers will submit a report that can be used as evidence by insurance companies in your claim. If there are no significant damages, you still must file a crash report within ten days of your accident.
If you are able, be sure to check on any other drivers or passengers who may have been injured in the crash. Take note of the other driver's insurance and contact information and record details like the road condition, weather, and witnesses. These details are helpful when filing an accident claim.
Understanding Florida's No-Fault Insurance System
Florida follows a no-fault insurance system. This means that each driver's expenses from the accident are covered by their insurance carrier regardless of fault. However, if there is property damage, it should be covered by filing a claim against the at-fault driver.
It is recommended that Florida drivers carry at least $10,000 in personal injury protection and property damage liability insurance. Be sure to review your policy to see how much coverage you have in the event of a crash and how long you have to file your claim. It is important to file as soon as possible, but please seek medical attention immediately. Also, consider holding off on repairs. Your insurance company may need to perform an inspection of your vehicle and have you complete repairs at an approved repair shop.
Settlements
Car accident settlements depend heavily on evidence. Settlements are when the at-fault partyagrees to pay a company or driver to give up the right to pursue further litigation. The amount awarded in a settlement depends on the evidence you can provide to support your case. You must keep meticulous records of witnesses, damages, and the circumstances surrounding your accident.
Evidence helps to fortify your case not only in a settlement but also with your insurance company. Insurers are legally obligated to avoid using deceptive practices when evaluating your claim. These practices could involve not paying a personal injury claim or improper investigation of a claim. However, you should be aware that, ultimately, insurance companies are operating with their best interests in mind, not yours. They may require written documentation stating that you will not file further claims related to your accident in the future. It is advised that you wait and consult a legal professional before signing documents.
If your insurance company asks you to sign these forms, or you believe they have used deceptive means in investigating your claim, contact experienced Florida & New York car accident lawyers at the Sekou Clarke Law Group. Call us at (407) 269-8774.
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